Instant validation
Catch malformed codes before making a directory request.
Free banking utility
Find any branch from its IFSC code.
Search an 11-character IFSC and instantly see the bank, branch, address, location, contact information, MICR and supported transfer networks.
RBI-derived directory No account details required
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Every IFSC tells a story.
The first four characters identify the bank, the fifth character is always zero, and the final six identify the specific branch.
Built for confident transfers
Fast answers, with the context that matters.
A valid-looking IFSC is not enough. Review the branch identity and transfer capabilities before adding a beneficiary.
Useful branch context
Review bank, branch, address, state, district, contact and MICR details.
Refreshable source
The directory can be refreshed as RBI and member-bank data changes.
Data & responsibility
An authoritative starting point—not payment advice.
Branch information is based on the open-source Razorpay IFSC toolkit, compiled from RBI and participating bank sources. RBI states that its consolidated IFSC data is furnished by NEFT member banks through the SFMS portal.
Always confirm the beneficiary name, account number and IFSC with the beneficiary or their bank before transferring money.
View the RBI sourceMore free banking tools
Choose the lookup that matches what you know.
IFSC code questions
Frequently asked questions
What is an IFSC code?+
IFSC is an 11-character code used to identify Indian bank branches participating in electronic payment systems such as NEFT and RTGS.
How can I verify an IFSC code?+
Enter the 11-character code in the finder and compare the returned bank, branch and address with the beneficiary’s bank details.
Why is the fifth character in an IFSC always zero?+
The first four characters identify the bank, the fifth character is reserved as zero, and the final six identify the branch.
Can an IFSC change?+
Yes. IFSC codes can change after bank mergers, branch relocations or operational updates, so confirm the details before transferring funds.
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